:root{--ink:#14232c;--deep:#102f3a;--lime:#2f7556;--signal:#a9dfc3;--mint:#e5f0f3;--paper:#f6f8f8;--white:#fff;--muted:#52616a;--line:#ccd8dc}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans",sans-serif;font-size:17px;line-height:1.6}
a{color:inherit;text-decoration:none}
.nav-wrap{height:86px;padding:0 max(5vw,24px);display:flex;align-items:center;justify-content:space-between;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);position:sticky;top:0;z-index:20;border-bottom:1px solid rgba(0,0,0,.10)}
.brand{display:flex;align-items:center;gap:12px;font-family:Manrope,sans-serif;font-weight:800;line-height:1.1}
.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--deep);color:white;font-size:13px;letter-spacing:.05em;border-bottom:4px solid var(--lime)}
.brand small{display:block;font-family:"DM Sans";font-size:11px;font-weight:500;color:var(--muted);margin-top:5px}
.nav-wrap nav{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:600}
.nav-wrap nav>a:not(.nav-cta):hover{color:#245c45}
.nav-cta{background:var(--deep);color:white;padding:12px 20px;border-radius:4px}
.phone-link{color:#1f5841;font-weight:800}
.menu{display:none;border:0;background:none;font:600 14px "DM Sans"}
.hero{min-height:690px;display:grid;grid-template-columns:1.3fr .7fr;gap:7vw;align-items:center;padding:88px max(7vw,28px);background:linear-gradient(115deg,#fff 0,#fff 58%,var(--mint) 58%,var(--mint) 100%)}
.hero-copy{max-width:780px}
.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.14em;font-weight:700;display:flex;align-items:center;gap:10px;margin:0 0 25px}
.eyebrow span{width:27px;height:2px;background:var(--lime)}
.eyebrow.light{color:#dce9ed}
.eyebrow.light span{background:var(--lime)}
h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.08;letter-spacing:-.035em;margin-top:0}
h1{font-size:clamp(44px,5.3vw,78px);max-width:900px;margin-bottom:28px}
h2{font-size:clamp(34px,4vw,58px)}
h3{font-size:23px}
.lead{font-size:20px;max-width:680px;color:#454545}
.hero-actions{display:flex;align-items:center;gap:28px;margin:38px 0}
.button{display:inline-flex;justify-content:center;padding:16px 24px;border-radius:999px;font-weight:700}
.primary{background:var(--deep);color:white}
.primary:hover{background:#2b2b2b}
.text-link{font-weight:700;font-size:15px}
.text-link span{color:#245c45}
.trust-row{display:flex;flex-wrap:wrap;gap:13px 28px;font-size:13px;color:var(--muted)}
.trust-row span:before{content:"✓";color:#245c45;margin-right:7px;font-weight:700}
.risk-card{background:var(--deep);color:white;padding:44px;border-top:6px solid var(--signal);border-radius:5px;box-shadow:22px 22px 0 var(--mint)}
.card-label{display:inline-block;background:var(--signal);color:var(--deep);text-transform:uppercase;letter-spacing:.1em;font-size:12px;font-weight:800;padding:9px 12px;margin:0 0 18px}
.risk-card h2{font-size:34px;margin-bottom:32px}
.question{border-top:1px solid rgba(255,255,255,.18);padding:20px 0;display:flex;gap:16px}
.question span{font-size:12px;color:var(--signal);font-weight:800}
.question p{margin:0;line-height:1.4;font-size:15px}
.card-note{font-size:12px;color:#bcbcbc;margin:20px 0 0}
.statement{text-align:center;padding:120px max(7vw,28px);background:white}
.statement p{color:var(--muted);font-size:18px}
.statement h2{max-width:940px;margin:12px auto 0}
.coverage{padding:120px max(7vw,28px)}
.section-head{display:grid;grid-template-columns:1fr .55fr;gap:8vw;align-items:end;margin-bottom:60px}
.section-head h2{margin:0}
.section-head>p{color:var(--muted);margin:0 0 8px}
.coverage-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.coverage-grid article{padding:34px 28px 38px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:white;min-height:370px;display:flex;flex-direction:column}
.coverage-grid b{color:#245c45;font-size:12px}
.coverage-grid h3{margin:54px 0 17px}
.coverage-grid p{font-size:15px;color:var(--muted)}
.coverage-grid a{font-size:13px;font-weight:700;margin-top:auto;color:#1f5841}
.process{background:var(--deep);color:white;padding:120px max(7vw,28px);display:grid;grid-template-columns:.85fr 1.15fr;gap:10vw}
.process-intro p:not(.eyebrow){color:#bdbdbd;max-width:480px}
.process ol{margin:0;padding:0;list-style:none}
.process li{display:grid;grid-template-columns:55px 1fr;gap:20px;padding:28px 0;border-top:1px solid rgba(255,255,255,.18)}
.process li>span{color:var(--lime);font:700 13px Manrope}
.process li h3{margin:0 0 8px}
.process li p{margin:0;color:#bdbdbd;font-size:15px}
.about{padding:120px max(7vw,28px);display:grid;grid-template-columns:300px 1fr;gap:8vw;background:white;align-items:center}
.portrait{aspect-ratio:1/1;max-width:300px;margin:0;background:var(--mint);overflow:hidden;position:relative}
.portrait:after{content:"";position:absolute;inset:auto 0 0;height:7px;background:var(--lime)}
.portrait img{width:100%;height:100%;display:block;object-fit:cover;object-position:center top;image-rendering:auto}
.about-copy .big{font-size:23px;line-height:1.5;color:var(--ink)}
.about-copy>p:not(.eyebrow):not(.big):not(.disclosure){color:var(--muted)}
.credentials{display:grid;grid-template-columns:1fr 1fr;gap:15px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:25px 0;margin:30px 0}
.credentials strong,.credentials span{display:block}
.credentials strong{font-size:14px}
.credentials span{font-size:12px;color:var(--muted)}
.disclosure{font-size:12px;color:#666666}
.partner-logos{display:flex;align-items:center;flex-wrap:wrap;gap:22px 34px;margin-top:28px;padding-top:25px;border-top:1px solid var(--line)}.partner-logos>span{font-size:12px;color:var(--muted);font-weight:700}.partner-logo{display:block;width:auto;object-fit:contain}.partner-logo-aktia{height:38px;max-width:150px}.partner-logo-veritas{height:34px;max-width:163px}.partner-logo-alands{height:48px;max-width:150px}.provider-badge{display:flex;align-items:center;gap:18px;margin-top:32px;padding-top:24px;border-top:1px solid var(--line);font-size:13px;font-weight:700;color:var(--muted)}.provider-badge img{width:auto;height:34px;max-width:163px}
.quote{background:var(--lime);color:white;text-align:center;padding:75px 25px}
.quote p{font:700 clamp(28px,4vw,48px) Manrope;margin:0 auto 18px;max-width:950px;letter-spacing:-.03em}
.quote span{font-size:13px;font-weight:700}
.faq{padding:120px max(7vw,28px);display:grid;grid-template-columns:.65fr 1.35fr;gap:10vw}
.accordions details{border-top:1px solid #c8c8c8;padding:24px 0}
.accordions details:last-child{border-bottom:1px solid #c8c8c8}
.accordions summary{cursor:pointer;font:700 18px Manrope;list-style:none;display:flex;justify-content:space-between}
.accordions summary::-webkit-details-marker{display:none}
.accordions summary i{font-style:normal;color:#245c45;font-size:24px}
.accordions p{color:var(--muted);max-width:720px;font-size:15px}
.contact{background:#050505;color:white;padding:95px max(7vw,28px);display:grid;grid-template-columns:1.25fr .75fr;gap:10vw;align-items:center}
.contact>div>p:not(.eyebrow){color:#c5c5c5;max-width:650px}
.contact-card{background:white;color:var(--ink);padding:36px;display:flex;flex-direction:column;align-items:stretch;gap:12px}
.contact-card h3{margin-bottom:10px}
.contact-card>a:not(.button){font-size:14px;font-weight:600}
.lime{background:var(--lime);color:white;margin-bottom:10px}
.contact-card small{color:var(--muted);font-size:11px;margin-top:8px}
.contact-phone{display:inline-block;color:var(--lime);font:800 clamp(30px,4vw,48px) Manrope;margin-top:20px;letter-spacing:-.03em}
.contact-form{background:white;color:var(--ink);padding:36px;display:flex;flex-direction:column;gap:17px}
.contact-form h3{margin-bottom:3px}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.contact-form label{display:flex;flex-direction:column;gap:7px;font-size:14px;font-weight:700}
.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid #a9aaa7;background:white;color:var(--ink);padding:13px 14px;border-radius:3px;font:16px "DM Sans"}
.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:3px solid var(--mint);border-color:#245c45}
.contact-form .consent{display:grid;grid-template-columns:20px 1fr;align-items:start;font-size:12px;font-weight:500;line-height:1.45}
.contact-form .consent input{width:18px;height:18px;margin:1px 0 0;padding:0}
.contact-form .consent a{text-decoration:underline}
.contact-form button{border:0;font:700 15px "DM Sans";cursor:pointer}
.form-note{font-size:11px;color:var(--muted);margin:0}
.form-status{display:none;margin:0;padding:13px 15px;font-size:14px;font-weight:700;border-radius:3px}
.form-status.success{display:block;background:var(--mint);color:#173e49}
.form-status.error{display:block;background:#fff0f0;color:#8a2020}
.form-status a{text-decoration:underline}
.contact-form button:disabled{opacity:.65;cursor:wait}
.standalone-form{max-width:800px;margin:auto;box-shadow:18px 18px 0 var(--mint);border:1px solid var(--line)}
.mobile-call{display:none}
.subhero{padding:105px max(7vw,28px) 90px;background:var(--paper)}
.subhero .lead{max-width:760px}
.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:35px}
.content-section{padding:100px max(7vw,28px);background:white}
.content-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:9vw;max-width:1250px;margin:auto}
.content-grid h2{font-size:clamp(32px,3.5vw,50px)}
.prose{max-width:760px}.prose h3{margin-top:42px}.prose p,.prose li{color:var(--muted)}
.check-list{list-style:none;padding:0}.check-list li{position:relative;padding:13px 0 13px 30px;border-bottom:1px solid var(--line)}.check-list li:before{content:"✓";position:absolute;left:0;color:#245c45;font-weight:800}
.page-cta{padding:85px max(7vw,28px);background:var(--deep);color:white;text-align:center}.page-cta p{color:#c5c5c5}.page-cta .button{margin:12px 6px}
.visual-section{padding:95px max(7vw,28px);background:var(--deep);color:white;display:grid;grid-template-columns:.8fr 1.2fr;gap:9vw;align-items:center}
.visual-copy>p:not(.eyebrow){color:#c5c5c5;max-width:560px}.visual-copy h2{font-size:clamp(34px,4vw,56px)}
.gap-visual{background:#132c35;border:1px solid #35515b;padding:34px;box-shadow:18px 18px 0 rgba(47,117,86,.24)}
.gap-row{display:grid;grid-template-columns:180px 1fr;align-items:center;gap:20px;margin:0 0 22px;font-size:14px}.bar{display:flex;align-items:center;min-height:48px;padding:8px 16px;font:700 13px Manrope;color:white;background:var(--lime)}.bar.partial{width:58%;min-width:180px;background:white;color:var(--deep)}.gap-arrow{color:var(--lime);font-size:28px;text-align:center;line-height:1;margin:-3px 0 14px}.gap-result{border-top:2px solid var(--lime);padding:23px 0 0}.gap-result small,.gap-result strong{display:block}.gap-result small{text-transform:uppercase;letter-spacing:.12em;color:var(--lime);font-size:11px;font-weight:700}.gap-result strong{font:700 22px Manrope;margin:8px 0}.gap-result p{margin:0;color:#bdbdbd;font-size:14px}
.key-visual-section{background:#0b0b0b}.impact-flow{background:white;color:var(--ink);padding:32px}.impact-main{background:var(--deep);color:white;padding:25px;border-left:7px solid var(--lime)}.impact-main small,.impact-main strong{display:block}.impact-main small{color:var(--lime);text-transform:uppercase;letter-spacing:.11em;font-size:11px;font-weight:700}.impact-main strong{font:700 21px Manrope;margin-top:6px}.impact-line{height:28px;width:2px;background:var(--lime);margin:auto}.impact-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}.impact-grid>div{padding:21px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:128px}.impact-grid span,.impact-grid b,.impact-grid small{display:block}.impact-grid span{font:700 11px Manrope;color:#245c45}.impact-grid b{font:700 17px Manrope;margin:8px 0}.impact-grid small{color:var(--muted);line-height:1.4}.impact-note{margin:22px 0 0;font-weight:700;font-size:14px;border-left:3px solid var(--lime);padding-left:14px}
.fact-strip{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);margin:42px 0}.fact-strip div{padding:24px;border-right:1px solid var(--line)}.fact-strip div:last-child{border-right:0}.fact-strip b,.fact-strip span{display:block}.fact-strip b{font:700 19px Manrope}.fact-strip span{font-size:13px;color:var(--muted);margin-top:5px}
.privacy{max-width:850px;margin:auto}.privacy h2{font-size:30px;margin-top:48px}.privacy p,.privacy li{color:var(--muted)}
footer{padding:38px max(5vw,24px);display:flex;align-items:center;justify-content:space-between;font-size:12px;color:var(--muted)}
.business-cover{background:var(--deep);color:white;padding:120px max(7vw,28px);display:grid;grid-template-columns:.9fr 1.1fr;gap:9vw}
.business-intro>p:not(.eyebrow){color:#c5c5c5;max-width:580px}
.business-intro .button{margin-top:24px}
.business-points article{display:grid;grid-template-columns:48px 1fr;gap:20px;padding:30px 0;border-top:1px solid rgba(255,255,255,.18)}
.business-points article:last-child{border-bottom:1px solid rgba(255,255,255,.18)}
.business-points article>span{font:700 12px Manrope;color:var(--lime)}
.business-points h3{margin:0 0 9px}
.business-points p{margin:0;color:#bdbdbd;font-size:15px}
.business-cover-secondary{background:white;color:var(--ink);padding-top:80px;padding-bottom:80px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.business-cover-secondary .business-intro>p:not(.eyebrow){color:var(--muted)}
.business-cover-secondary .business-points article{border-color:var(--line);padding:22px 0}
.business-cover-secondary .business-points article:last-child{border-bottom:1px solid var(--line)}
.business-cover-secondary .business-points p{color:var(--muted)}
.pension{padding:110px max(7vw,28px);background:var(--mint)}
.pension-kicker{font-size:12px;text-transform:uppercase;letter-spacing:.14em;font-weight:700;border-bottom:1px solid rgba(0,0,0,.2);padding-bottom:20px;margin-bottom:45px}
.pension-grid{display:grid;grid-template-columns:1fr 1fr;gap:9vw}
.pension-grid h2{max-width:680px}
.pension-lead{font-size:20px;margin-top:0}
.pension ul{padding-left:20px}
.pension li{margin:12px 0}
.fineprint{font-size:13px;color:#4e4e4e;margin:28px 0}
.disclosure a,footer>p a{text-decoration:underline;text-underline-offset:3px}
.role-panel{background:var(--deep);color:white;padding:36px;border-left:7px solid var(--lime);margin-top:38px}.role-panel p{color:#c5c5c5;margin-bottom:0}.role-panel strong{display:block;font:700 22px Manrope}.role-panel a{color:var(--lime);text-decoration:underline;text-underline-offset:3px}
.solution-links{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:38px}.solution-links a{padding:24px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);font:700 17px Manrope;background:var(--paper)}.solution-links a:hover{background:var(--mint)}
.pension-highlights{display:grid;grid-template-columns:repeat(3,1fr);margin:38px 0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.pension-highlights article{padding:22px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.pension-highlights strong,.pension-highlights span{display:block}.pension-highlights strong{font:700 18px Manrope;color:#1f5841}.pension-highlights span{font-size:13px;color:var(--muted);line-height:1.45;margin-top:7px}
.pension-details{background:var(--deep);color:white;padding:100px max(7vw,28px);display:grid;grid-template-columns:.85fr 1.15fr;gap:9vw}.pension-details>div>p:not(.eyebrow){color:#bdbdbd}.pension-detail-list article{display:grid;grid-template-columns:46px 1fr;gap:18px;padding:25px 0;border-top:1px solid rgba(255,255,255,.18)}.pension-detail-list article:last-child{border-bottom:1px solid rgba(255,255,255,.18)}.pension-detail-list>article>span{font:700 12px Manrope;color:var(--lime)}.pension-detail-list h3{margin:0 0 8px}.pension-detail-list p{margin:0;color:#bdbdbd;font-size:15px}
.event-cards{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line);border-left:1px solid var(--line)}.event-cards article{padding:26px;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.event-cards h3{font-size:19px;margin-bottom:12px}.event-cards p{font-size:14px;margin:0}
.article-list{padding:90px max(7vw,28px);background:white}.article-list-inner{max-width:1100px;margin:auto}.article-card{display:grid;grid-template-columns:180px 1fr;gap:44px;padding:38px 0;border-top:1px solid var(--line)}.article-card:last-child{border-bottom:1px solid var(--line)}.article-card time,.article-meta{font-size:13px;color:var(--muted)}.article-card h2{font-size:clamp(25px,3vw,38px);margin:0 0 14px}.article-card p{color:var(--muted);max-width:720px}.article-card a{font-weight:700;text-decoration:underline;text-underline-offset:4px}.article-shell{padding:80px max(7vw,28px) 110px;background:white}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:9vw;max-width:1120px;margin:auto}.article-body{font-size:18px;line-height:1.75}.article-body h2{font-size:clamp(28px,3.2vw,42px);margin-top:58px}.article-body h3{font-size:24px;margin-top:40px}.article-body p,.article-body li{color:#464646}.article-body a{text-decoration:underline;text-underline-offset:3px}.article-body .article-lead{font-size:22px;color:var(--ink);line-height:1.55}.article-aside{align-self:start;position:sticky;top:115px;background:var(--mint);padding:28px}.article-aside h2{font-size:22px}.article-aside p{font-size:14px}.article-note{border-left:5px solid var(--lime);background:var(--paper);padding:22px 24px;margin:38px 0}.article-note p{margin:0}.article-links{display:grid;gap:10px;margin-top:18px}.article-links a{font-weight:700}.article-formula{background:var(--mint);border-left:5px solid var(--lime);padding:18px 22px;margin:24px 0;font:700 18px Manrope;color:var(--deep)}.article-table-wrap{max-width:100%;overflow-x:auto;margin:28px 0 12px;border:1px solid var(--line);-webkit-overflow-scrolling:touch}.article-table{width:100%;min-width:680px;border-collapse:collapse;font-size:15px;line-height:1.45}.article-table caption{text-align:left;padding:16px 18px;font:700 17px Manrope;color:var(--deep);background:var(--mint)}.article-table th,.article-table td{text-align:left;padding:15px 18px;border-top:1px solid var(--line);vertical-align:top}.article-table thead th{font:700 13px Manrope;color:var(--deep);background:var(--paper)}.article-table tbody th{font-weight:700;color:var(--ink)}.article-table tbody tr:nth-child(even){background:#fafafa}.article-caption{font-size:14px;line-height:1.55;color:var(--muted)!important}.article-sources{font-size:16px}
.issuer-note{display:flex;align-items:center;gap:10px;margin:30px 0 0;padding:16px 20px;background:white;border:1px solid var(--line);border-left:5px solid var(--lime);max-width:700px;font-size:14px;color:var(--muted)}.issuer-note strong{color:var(--ink)}
.cookie-banner{position:fixed;z-index:1000;left:20px;right:20px;bottom:20px;max-width:1120px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:0 12px 45px rgba(0,0,0,.22);padding:24px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cookie-banner[hidden],.cookie-settings[hidden]{display:none}.cookie-banner h2,.cookie-settings h2{font-size:24px;margin:0 0 8px}.cookie-banner p{margin:0 0 7px;max-width:650px;color:var(--muted);font-size:14px}.cookie-banner a,.cookie-settings-link{text-decoration:underline;text-underline-offset:3px}.cookie-banner__actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}.cookie-banner .button{white-space:nowrap;margin:0;padding:13px 17px}.button-secondary{background:white!important;color:var(--ink)!important;border:1px solid var(--ink)}.cookie-settings{position:fixed;z-index:1100;inset:0;background:rgba(0,0,0,.58);padding:20px;display:grid;place-items:center}.cookie-settings__panel{position:relative;background:white;width:min(620px,100%);max-height:calc(100vh - 40px);overflow:auto;padding:32px}.cookie-settings__close{position:absolute;right:20px;top:15px;border:0;background:transparent;font-size:32px;cursor:pointer}.cookie-option{display:flex;justify-content:space-between;align-items:center;gap:25px;padding:20px 0;border-top:1px solid var(--line)}.cookie-option p{font-size:14px;color:var(--muted);margin:5px 0 0}.cookie-option>span{font-size:13px;color:var(--muted);white-space:nowrap}.cookie-option input{width:24px;height:24px;accent-color:var(--lime)}.cookie-settings-link{border:0;background:transparent;color:inherit;font:inherit;cursor:pointer;padding:0}
@media(max-width:950px){.nav-wrap nav{display:none;position:absolute;top:86px;left:0;right:0;background:var(--paper);padding:25px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}
.nav-wrap nav.open{display:flex}
.menu{display:block}
.hero{grid-template-columns:1fr;padding-top:60px}
.risk-card{max-width:600px}
.coverage-grid{grid-template-columns:1fr 1fr}
.process,.about,.faq,.contact,.business-cover,.pension-grid,.visual-section,.pension-details{grid-template-columns:1fr}
.content-grid{grid-template-columns:1fr}
.article-layout{grid-template-columns:1fr}.article-aside{position:static}
.process{gap:40px}
.portrait{max-width:300px}
.section-head{grid-template-columns:1fr;gap:20px}
}
@media(max-width:600px){body{font-size:16px}
.nav-wrap{height:74px}
.nav-wrap nav{top:74px}
.brand small{display:none}
.hero{padding:50px 22px 80px}
.hero-actions{align-items:stretch;flex-direction:column;gap:17px}
.risk-card{padding:30px 25px;box-shadow:10px 10px 0 var(--mint)}
.statement,.coverage,.process,.about,.faq,.contact,.business-cover,.pension{padding:80px 22px}
.subhero,.content-section,.page-cta{padding:70px 22px}
.field-row{grid-template-columns:1fr}
.mobile-call{display:block;position:fixed;left:12px;right:12px;bottom:12px;z-index:30;background:var(--lime);color:white;padding:14px;text-align:center;font-weight:800;border-radius:4px;box-shadow:0 6px 24px rgba(0,0,0,.25)}
body{padding-bottom:72px}
.coverage-grid{grid-template-columns:1fr}
.coverage-grid article{min-height:310px}
.section-head{margin-bottom:35px}
.credentials{grid-template-columns:1fr}
.solution-links{grid-template-columns:1fr}
.pension-highlights,.event-cards{grid-template-columns:1fr}
.article-card{grid-template-columns:1fr;gap:10px}.article-shell,.article-list{padding:65px 22px}.article-body{font-size:17px}.article-body .article-lead{font-size:20px}
.gap-visual,.impact-flow{padding:23px}.gap-row{grid-template-columns:1fr;gap:8px}.bar.partial{min-width:0}.impact-grid,.fact-strip{grid-template-columns:1fr}.fact-strip div,.fact-strip div:last-child{border-right:0;border-bottom:1px solid var(--line)}.fact-strip div:last-child{border-bottom:0}
footer{align-items:flex-start;gap:24px;flex-direction:column}
.cookie-banner{left:10px;right:10px;bottom:10px;align-items:stretch;flex-direction:column;gap:18px;padding:20px}.cookie-banner__actions{display:grid;grid-template-columns:1fr}.cookie-banner .button{width:100%}.cookie-settings__panel{padding:28px 20px}.cookie-option{align-items:flex-start}
.partner-logos,.provider-badge{align-items:flex-start;flex-direction:column}.partner-logo-aktia{height:auto;width:min(230px,100%)}
}